BRAC BANK EARNINGS DISCLOSURE
Annual Report
SL. No. | Year | Title | Download |
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1 | 2023 | Annual Report 2023 | Download |
2 | 2022 | Annual Report 2022 | Download |
3 | 2021 | Annual Report 2021 | Download |
4 | 2020 | Annual Report 2020 | Download |
5 | 2019 | Annual Report 2019 | Download |
6 | 2018 | Annual Report 2018 | Download |
7 | 2017 | Annual Report 2017 | Download |
8 | 2016 | Annual Report 2016 | Download |
9 | 2015 | Annual Report 2015 | Download |
10 | 2014 | Annual Report 2014 | Download |
11 | 2013 | Annual Report 2013 | Download |
12 | 2012 | Annual Report 2012 | Download |
13 | 2011 | Annual Report 2011 | Download |
14 | 2010 | Annual Report 2010 | Download |
15 | 2009 | Annual Report 2009 | Download |
16 | 2008 | Annual Report 2008 | Download |
Financial Statements
Year | Financial Statement for | Download |
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2024 | Financial Statements for the 3rd quarter ended on September 30, 2024 | Download |
2024 | BRAC Bank Half Yearly Condensed Interim Financial Statements ended June 30, 2024 | Download |
2024 | BRAC Bank 1st Quarter Un-audited Financial Statements 2024 | Download |
2023 | BRAC Bank's Audited Financial Statements 2023 | Download |
2023 | BRAC Bank Condensed Interim Financial Statements for the 3rd quarter ended on September 30, 2023 | Download |
2023 | BRAC Bank Half Yearly Condensed Interim Financial Statements ended June 30, 2023 | Download |
2023 | 1st Quarter Un-audited Financial Statements 2023 | Download |
2022 | BRAC Bank's Audited Financial Statements 2022 | Download |
2022 | BRAC Bank 3rd Quarter Un-audited Financial Statements 2022 | Download |
2022 | Half Yearly Condensed Interim Financial Statements 2022 ended 30 June 2022 | Download |
2022 | 1st Quarter Un-audited Financial Statements 2022 | Download |
2021 | BRAC Banks Audited Financial Statements 2021 | Download |
2021 | 3rd Quarter Un-audited Financial Statements 2021 | Download |
2021 | Half Yearly Condensed Interim Financial Report 2021 | Download |
2021 | 1st Quarter Un-audited Financial Statements 2021 | Download |
2020 | BRAC Banks Audited Financial Statements 2020 | Download |
2020 | 3rd Quarter Un-audited Financial Statements 2020 | Download |
2020 | Half Yearly Condensed Interim Financial Report 2020 | Download |
2020 | 1st Quarter Un-audited Financial Statements 2020 | Download |
2019 | Financial Statement 2019 | Download |
2019 | BRAC Bank Financial Statements for the period ended on September 30, 2019 | Download |
2019 | Half Yearly Condensed Interim Financial Report 2019 | Download |
2019 | 1st Quarter Un-audited Financial Statements 2019 | Download |
2018 | Financial Statement 2018 | Download |
2018 | Half Yearly Condensed Interim Financial Report 2018 | Download |
2018 | Consolidated Financial Statements as at March 31, 2018 | Download |
2017 | Financial Statement 2017 | Download |
2017 | Consolidated Financial Statements as at September 30, 2017 | Download |
2017 | Half Yearly Condensed Interim Financial Report 2017 | Download |
2017 | 1st Quarter Un-audited Financial Statements 2017 | Download |
2016 | Financial Statement 2016 | Download |
2016 | 3rd Quarter Financial Statement 2016 | Download |
2016 | Audited Half Yearly Financial Statement 2016 | Download |
2016 | Unaudited Half Yearly Financial Statement 2016 | Download |
2016 | 1st Quarter Financial Statement 2016 | Download |
2015 | Financial Statement 2015 | Download |
2015 | 3rd Quarter Financial Statement 2015 | Download |
2015 | Half Yearly Financial Statement 2015 | Download |
2015 | 1st Quarter Financial Statement 2015 | Download |
2014 | Financial Statement 2014 | Download |
2014 | 3rd Quarter Financial Statement 2014 | Download |
2014 | Half Yearly Financial Statement 2014 | Download |
2014 | 1st Quarter Financial Statement 2014 | Download |
2013 | Financial Statement 2013 | Download |
2013 | 3rd Quarter Financial Statement 2013 | Download |
2013 | Half Yearly Financial Statement 2013 | Download |
2013 | 1st Quarter Financial Statement 2013 | Download |
2012 | Financial Statement 2012 | Download |
2012 | 3rd Quarter Financial Statement 2012 | Download |
2012 | Half Yearly Financial Statement 2012 | Download |
2012 | Financial Statement for the period ended March 2012 (Unaudited) | Download |
2011 | Financial Statement 2011 | Download |
2011 | 3rd Quarter Financial Statement 2011 | Download |
2011 | Half Yearly Financial Statement 2011 | Download |
2011 | Quarterly Financial Statement as on 31 March 2011 (Unaudited) | Download |
2010 | Financial Statement 2010 | Download |
2010 | Unaudited Financial Statements (For March Quarter) | Download |
2009 | Financial Statement 2009 | Download |
2009 | Quarterly Financial Statement as on 30 September 2009 (Unaudited) | Download |
2009 | Half Yearly Financial Statement as on 30 June 2009 (Unaudited) | Download |
2008 | Financial Statement 2008 | Download |
2007 | Financial Statement 2007 | Download |
2007 | Balance Sheet as on 31 December 2007 | Download |
2007 | Profit and Loss Account as on 31 December 2007 | Download |
2007 | Auditor's Report as on 31 December 2007 | Download |
2007 | Notes to the Financial Statements as on 31 December 2007 | Download |
2007 | Balance Sheet as on 31 December 2006 | Download |
2006 | Financial Statement 2006 | Download |
2006 | Profit and Loss Account as on 31 December 2006 | Download |
2006 | Auditor's Report as on 31 December 2006 | Download |
2006 | Notes to the Financial Statements as on 31 December 2006 | Download |
2005 | Financial Statement 2005 | Download |
2005 | Balance Sheet as on 31 December 2005 | Download |
2005 | Profit and Loss Account as on 31 December 2005 | Download |
2005 | Auditor's Report as on 31 December 2005 | Download |
2005 | Notes to the Financial Statements as on 31 December 2005 | Download |
2004 | Financial Statement 2004 | Download |
2004 | Balance Sheet as on 31 December 2004 | Download |
2004 | Profit and Loss Account as on 31 December 2004 | Download |
2003 | Financial Statement 2003 | Download |
2002 | Financial Statement 2002 | Download |
2001 | Financial Statement 2001 | Download |
Report and Financial Statements of Subsidiaries
Year | Audited/Un-audited Financial Statements of Subsidiaries | Download |
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2024 | bKash Limited - Financial Statements for the period ended on September 30, 2024 | Download |
2024 | BRAC EPL Investment Limited - Financial Statements for the period ended on September 30, 2024 | Download |
2024 | BRAC EPL Stock Brokerage Limited - Financial Statements for the period ended on September 30, 2024 | Download |
2024 | bKash Limited - Financial Statements for the period ended on June 30, 2024 | Download |
2024 | BRAC EPL Investment Limited - Financial Statements for the period ended on June 30, 2024 | Download |
2024 | BRAC EPL Stock Brokerage Limited - Financial Statements for the period ended on June 30, 2024 | Download |
2024 | bKash Limited - Financial Statements for the period ended on March 31, 2024 | Download |
2024 | BRAC EPL Investment Limited - Financial Statements for the period ended on March 31, 2024 | Download |
2024 | BRAC EPL Stock Brokerage Limited - Financial Statements for the period ended on March 31, 2024 | Download |
2023 | bKash Limited - Audited Financial Statements for the period ended on December 31, 2023 | Download |
2023 | BRAC EPL Investments - Audited Financial Statements for the period ended on December 31, 2023 | Download |
2023 | BRAC EPL Stock Brokerage - Audited Financial Statements for the period ended on December 31, 2023 | Download |
2023 | bKash Limited - Financial Statements for the period ended on September 30, 2023 | Download |
2023 | BRAC EPL Investment Limited - Financial Statements for the period ended on September 30, 2023 | Download |
2023 | BRAC EPL Stock Brokerage Limited - Financial Statements for the period ended on September 30, 2023 | Download |
2023 | BRAC EPL Stock Brokerage Limited - Financial Statements for the period ended on June 30, 2023 | Download |
2023 | BRAC EPL Investment Limited - Financial Statements for the period ended on June 30, 2023 | Download |
2023 | bKash Limited - Financial Statements for the period ended on June 30, 2023 | Download |
2023 | BRAC EPL Stock Brokerage Limited - Financial Statements for the period ended on March 31, 2023 | Download |
2023 | BRAC EPL Investment Limited - Financial Statements for the period ended on March 31, 2023 | Download |
2023 | bKash Limited - Financial Statements for the period ended on March 31, 2023 | Download |
2022 | BRAC EPL Stock Brokerage - Audited Financial Statements for the period ended on December 31, 2022 | Download |
2022 | BRAC EPL Investments - Audited Financial Statements for the period ended on December 31, 2022 | Download |
2022 | bKash Limited - Audited Financial Statements for the period ended on December 31, 2022 | Download |
2022 | bKash Limited - Financial Statements for the period ended on September 30, 2022 | Download |
2022 | BRAC EPL Investments Limited - Financial Statements for the period ended on September 30, 2022 | Download |
2022 | BRAC EPL Stock Brokerage Limited - Financial Statements for the period ended on September 30, 2022 | Download |
2022 | BRAC EPL Stock Brokerage Limited - Financial Statements for the period H1 2022 | Download |
2022 | BRAC EPL Investment Limited - Financial Statements for the period ended H1 2022 | Download |
2022 | bKash Limited - Financial Statements for the period ended on June 30, 2022 | Download |
2022 | BRAC EPL Stock Brokerage Limited - Financial Statements for the period ended on March 31, 2022 | Download |
2022 | BRAC EPL Investment Limited - Financial Statements for the period ended on March 31, 2022 | Download |
2022 | bKash Limited - Financial Statements for the period ended on March 31, 2022 | Download |
2022 | BRAC SAAJAN Exchange Limited - Financial Statements for the year ended on December 31, 2022 | Download |
2021 | BRAC EPL Stock Brokerage - Audited Financial Statements for the period ended on December 31, 2021 | Download |
2021 | BRAC EPL Investments - Audited Financial Statements for the period ended on December 31, 2021 | Download |
2021 | bKash Limited - Audited Financial Statements for the period ended on December 31, 2021 | Download |
2021 | BRAC SAAJAN Exchange Limited - Financial Statements for the year ended on December 31, 2021 | Download |
2021 | BRAC SAAJAN Exchange Limited - Financial Statements for the period ended on September 30, 2021 | Download |
2021 | bKash Limited - Financial Statements for the period ended on September 30, 2021 | Download |
2021 | BRAC EPL Investment Limited - Financial Statements for the period ended on September 30, 2021 | Download |
2021 | BRAC EPL Stock Brokerage Limited - Financial Statements for the period ended on September 30, 2021 | Download |
2021 | bKash Limited - Financial Statements for the period ended on June 30, 2021 | Download |
2021 | BRAC EPL Investment Limited - Financial Statements for the period ended on June 30, 2021 | Download |
2021 | BRAC EPL Stock Brokerage Limited - Financial Statements for the period ended on June 30, 2021 | Download |
2021 | BRAC SAAJAN Exchange Limited - Financial Statements for the period ended on June 30, 2021 | Download |
2021 | bKash Limited - Financial Statements for the period ended on March 31, 2021 | Download |
2021 | BRAC EPL Investment Limited - Financial Statements for the period ended on March 31, 2021 | Download |
2021 | BRAC EPL Stock Brokerage Limited - Financial Statements for the period ended on March 31, 2021 | Download |
2021 | BRAC SAAJAN Exchange Limited - Financial Statements for the period ended on March 31, 2021 | Download |
2020 | bKash Limited - Financial Statements for the year ended on December 31, 2020 | Download |
2020 | BRAC EPL Investment Limited - Financial Statements for the year ended on December 31, 2020 | Download |
2020 | BRAC EPL Stock Brokerage Limited - Financial Statements for the year ended on December 31, 2020 | Download |
2020 | BRAC SAAJAN Exchange Limited - Financial Statements for the year ended on December 31, 2020 | Download |
2020 | BRAC EPL Stock Brokerage Ltd - for the period ended on September 30, 2020 | Download |
2020 | BRAC EPL Investments Ltd - for the period ended on September 30, 2020 | Download |
2020 | bKash Limited - for the period ended on September 30, 2020 | Download |
2020 | BRAC Saajan Exchange Ltd - for the period ended on September 30, 2020 | Download |
2020 | BRAC Saajan Exchange Ltd -Condensed Financial Statements for the period ended June 30, 2020 | Download |
2020 | bKash Limited-Interim Condensed Financial Statements un-audited for the period ended June 30, 2020 | Download |
2020 | BRAC EPL Investments Ltd -Financial Statements for the period ended June 30, 2020 | Download |
2020 | BRAC EPL Stock Brokerage Ltd-Financial Statements for the period ended June 30, 2020 | Download |
2020 | bKash Limited - Financial Statements for the period ended on March 31, 2020 | Download |
2020 | BRAC SAAJAN Exchange Limited - Financial Statements for the period ended on March 31, 2020 | Download |
2020 | BRAC EPL Investment Limited - Financial Statements for the period ended on March 31, 2020 | Download |
2020 | BRAC EPL Stock Brokerage Limited - Financial Statements for the period ended on March 31, 2020 | Download |
2019 | bKash Limited - Financial Statements for the period ended on December 31, 2019 | Download |
2019 | BRAC SAAJAN Exchange Limited - Financial Statements for the period ended on December 31, 2019 | Download |
2019 | BRAC EPL Investment Limited - Financial Statements for the period ended on December 31, 2019 | Download |
2019 | BRAC EPL Stock Brokerage Limited - Financial Statements for the period ended on December 31, 2019 | Download |
2019 | BRAC EPL Stock Brokerage Ltd - for the period ended on September 30, 2019 | Download |
2019 | BRAC EPL Investments Ltd - for the period ended on September 30, 2019 | Download |
2019 | bKash Limited - for the period ended on September 30, 2019 | Download |
2019 | BRAC Saajan Exchange Ltd - for the period ended on September 30, 2019 | Download |
2019 | BRAC Saajan Exchange Ltd -Condensed Financial Statements for the period ended June 30, 2019 | Download |
2019 | bKash Limited-Interim Condensed Financial Statements un-audited for the period ended June 30, 2019 | Download |
2019 | BRAC EPL Investments Ltd -Financial Statements for the period ended June 30, 2019 | Download |
2019 | BRAC EPL Stock Brokerage Ltd-Financial Statements for the period ended June 30, 2019 | Download |
2019 | bKash Limited- for the period ended on March 31, 2019 | Download |
2019 | BRAC EPL Stock Brokerage Limited- for the period ended on March 31, 2019 | Download |
2019 | BRAC Saajan Exchange Limited- for the period ended on March 31, 2019 | Download |
2019 | BRAC EPL Investments Limited- for the period ended on March 31, 2019 | Download |
2018 | bKash Limited - Financial Statements for the period ended on December 31, 2018 | Download |
2018 | BRAC Saajan Exchange Limited - Financial Statements for the period ended on December 31, 2018 | Download |
2018 | BRAC EPL Stock Limited - Financial Statements for the period ended on December 31, 2018 | Download |
2018 | BRAC EPL Investments Limited - Financial Statements for the period ended on December 31, 2018 | Download |
2018 | BRAC EPL Stock Brokerage Limited - for the period ended on June 30, 2018 | Download |
2018 | BRAC Saajan Exchange Ltd - for the period ended on June 30, 2018 | Download |
2018 | bKash Limited - for the period ended on June 30, 2018 | Download |
2018 | BRAC EPL Investments Ltd - for the period ended on June 30, 2018. | Download |
2018 | bKash Limited - for the period ended on March 31, 2018 | Download |
2018 | BRAC EPL Investments Ltd - for the period ended on March 31, 2018 | Download |
2018 | BRAC EPL Stock Brokerage Limited - for the period ended on March 31, 2018 | Download |
2018 | BRAC Saajan Exchange Ltd - for the period ended on March 31, 2018 | Download |
2017 | bKash Limited - Financial Statements for the period ended on December 31, 2017 | Download |
2017 | BRAC EPL Stock Brokerage Limited - for the period ended on December 31, 2017 | Download |
2017 | BRAC EPL Investments Limited - for the period ended on December 31, 2017 | Download |
2017 | BRAC Saajan Exchange Limited - for the period ended on December 31, 2017 | Download |
2017 | bKash Limited - Financial Statements for the period ended on September 30, 2017 | Download |
2017 | BRAC EPL Stock Brokerage Limited - for the period ended on September 30, 2017 | Download |
2017 | BRAC EPL Investments Limited - for the period ended on September 30, 2017 | Download |
2017 | BRAC Saajan Exchange Limited - for the period ended on September 30, 2017 | Download |
2017 | BRAC IT Service Limited - for the period ended on September 30, 2017 | Download |
2017 | bKash Limited - Financial Statements for the period ended on June 30, 2017 | Download |
2017 | BRAC EPL Stock Brokerage Limited - Financial Statements for the period ended on June 30, 2017 | Download |
2017 | BRAC EPL Investments Limited - Financial Statements for the period ended on June 30, 2017 | Download |
2017 | BRAC Saajan Exchange Limited - Financial Statements for the period ended on June 30, 2017 | Download |
2017 | BRAC IT Services Limited (biTS) - Financial Statements for the period ended on June 30, 2017 | Download |
2016 | bKash Limited | Download |
2016 | BRAC EPL Stock Brokerage Limited | Download |
2016 | BRAC IT Services Limited (biTS) | Download |
2016 | BRAC Saajan Exchange Limited | Download |
2016 | BRAC EPL Investments Limited | Download |
2015 | biTS Signed Audit Report | Download |
2015 | bKash Limited 2015 (Signed Financials) | Download |
2015 | BRAC EPL Investment | Download |
2015 | EPL Stock Brokerage Ltd. | Download |
2015 | BSEL Audit report 2015_Signed | Download |
Price Sensitive Information
Date | Title | Download |
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28 October, 2024 | Price Sensitive Information (PSI) of the 3rd quarter 2024 | Download |
07 May, 2024 | Price Sensitive Information_Q1-2024 | Download |
02 April, 2024 | BRAC Bank's Audited Financial Statements 2023 | Download |
22 February, 2024 | Price Sensative Information | Download |
31 October, 2023 | Price Sensative Information - Third quarter (Q3) 2023 | Download |
29 August, 2023 | Price Sensitive Information (PSI) and Material Information (MI) Disclosure Policy 2023 | Download |
30 July, 2023 | Price Sensative Information | Download |
07 June, 2023 | Price Sensative Information | Download |
07 May, 2023 | Price Sensative Information - First quarter (Q1) 2023 | Download |
07 May, 2023 | Price Sensative Information - BSEC Approval for stock dividend for 2022 | Download |
01 May, 2023 | Notice of the 24th AGM | Download |
11 April, 2023 | Price Sensative Information | Download |
10 May, 2022 | Price Sensative Information | Download |
15 March, 2022 | Price Sensative Information | Download |
10 November, 2021 | Price Sensative Information | Download |
02 November, 2021 | Price Sensative Information | Download |
02 November, 2021 | Price Sensative Information | Download |
28 October, 2021 | Price Sensative Information | Download |
27 October, 2021 | Price Sensative Information | Download |
29 July, 2021 | Price Sensative Information | Download |
11 May, 2021 | Price Sensative Information | Download |
12 April, 2021 | Price Sensative Information | Download |
30 July, 2020 | Price Sensative Information | Download |
23 April, 2020 | Price Sensative Information | Download |
24 October, 2019 | Price Sensative Information | Download |
25 July, 2018 | Price Sensative Information | Download |
25 July, 2018 | Price Sensative Information | Download |
26 April, 2018 | Disclosure Relating to First Quarter (Q1) Financial Statements (Un-Audited) | Download |
26 April, 2018 | Price Sensative Information | Download |
02 April, 2018 | Notice of the 10th Extra-Ordinary General Meeting of BRAC Bank PLC | Download |
02 April, 2018 | Notice of the 19th Annual General Meeting of BRAC Bank PLC | Download |
22 March, 2018 | Price Sensative Information | Download |
13 March, 2018 | Price Sensative Information | Download |
09 October, 2017 | Price Sensative Information | Download |
09 October, 2017 | Price Sensative Information | Download |
30 July, 2017 | Price Sensative Information | Download |
08 May, 2017 | Disclosure Relating to First Quarter (Q1) Financial Statements (Un-audited) | Download |
28 March, 2017 | Notice of the Eighteenth Annual General Meeting | Download |
20 March, 2017 | Price Sensative Information | Download |
09 May, 2016 | Notice of Seventeenth Annual General Meeting | Download |
09 May, 2016 | Price Sensative Information | Download |
20 April, 2016 | Price Sensative Information | Download |
29 November, 2015 | Bond Conversion Form | Download |
15 April, 2015 | Notice Bond | Download |
31 March, 2015 | Notice of Sixteenth Annual General Meeting | Download |
16 March, 2015 | Price Sensative Information | Download |
15 April, 2013 | Price Sensative Information | Download |
25 March, 2013 | Price Sensative Information | Download |
25 March, 2013 | Notice | Download |
24 September, 2012 | Notice | Download |
30 June, 2012 | Dispatch of Half Yearly Financial Statements 2012 | Download |
21 June, 2012 | Price Sensative Information | Download |
24 May, 2012 | Credit Rating Report | Download |
17 May, 2012 | Price Sensative Information | Download |
5 March, 2012 | 13th Annual General Meeting | Download |
22 February, 2012 | Price Sensative Information | Download |
15 October, 2011 | Notice for interest of Subordinated 25% Convertible bonds | Download |
26 September, 2011 | Notice of the Eighth Extra-Ordinary General Meeting | Download |
19 September, 2011 | Price Sensative Information | Download |
19 September, 2011 | Notice | Download |
05 July, 2011 | Price Sensative Information | Download |
21 April, 2011 | Distribution of Dividend Warrants | Download |
31 March, 2011 | Distributor of Bonus Shares | Download |
24 March, 2011 | Price Sensative Information | Download |
21 March, 2011 | Record Date of Subordinated 25 percent convertible Bond | Download |
Disclosure on Risk Based Capital (Basel III)
SL. No. | Year | Title | Download |
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1 | 2023 | Disclosure on Risk Based Capital (Basel III) 2023 | Download |
2 | 2022 | Disclosure on Risk Based Capital (Basel III) 2022 | Download |
3 | 2021 | Disclosure on Risk Based Capital (Basel III) 2021 | Download |
4 | 2020 | Disclosure on Risk Based Capital (Basel III) 2020 | Download |
5 | 2019 | Disclosure on Risk Based Capital (Basel III) 2019 | Download |
6 | 2018 | Disclosure on Risk Based Capital (Basel III) 2018 | Download |
7 | 2017 | Disclosure on Risk Based Capital (Basel III) 2017 | Download |
8 | 2016 | Disclosure on Risk Based Capital (Basel III) 2016 | Download |
9 | 2015 | Disclosure on Risk Based Capital (Basel III) 2015 | Download |
10 | 2014 | Disclosure on Risk Based Capital (Basel III) 2014 | Download |
11 | 2013 | Disclosure on Risk Based Capital (Basel III) 2013 | Download |
12 | 2012 | Disclosure on Risk Based Capital (Basel III) 2012 | Download |
13 | 2011 | Disclosure on Risk Based Capital (Basel III) 2011 | Download |
14 | 2010 | Disclosure on Risk Based Capital (Basel III) 2010 | Download |
Disclosures on Green Banking
SL. No. | Title | Download |
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1 | Disclosures on Green banking 2018 | Download |
2 | Disclosures on Green banking 2017 | Download |
3 | Disclosures on Green banking 2016 | Download |
4 | Disclosures on Green banking 2015 | Download |
5 | Disclosures on Green banking 2014 | Download |
6 | Disclosures on Green banking 2013 | Download |
7 | Disclosures on Green banking 2012 | Download |
Affordable Housing Bond by BRAC Bank
SL. No. | Title | Download |
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1 | Information Memorandum: Affordable Housing Bond by BRAC Bank | Download |
Unclaimed Dividend of BRAC Bank PLC
SL. No. | Title | Download |
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1 | Unpaid Fractional Dividend BBL CMSF | Download |
2 | Unpaid Cash Dividend BBL CMSF | Download |
3 | BRAC Bank Right Share Subs Uncalimed List | Download |
4 | Application for Unpaid or Unclaimed Dividend | Download |
5 | Unpaid or unclaimed list of Cash Dividend 2023 | Download |
6 | Unpaid or unclaimed list of Cash Dividend 2022 | Download |
7 | Unpaid or unclaimed list of Cash Dividend 2021 | Download |
8 | Unpaid or unclaimed list of Cash Dividend 2020 | Download |
9 | Unpaid or unclaimed list of Cash Dividend 2019 | Download |
Disclosure of Anti Money Laundering Policy
The Board Directors of BRAC Bank views money laundering prevention as an integral part of the Bank's risk management strategy and not simply as a stand alone requirement that is being imposed by the legislation. Money laundering prevention is not viewed in isolation from Bank's other business systems and needs.
In recognition of the fact that financial institutions are particularly vulnerable to money launderers the BRAC Bank Board has developed a policy against which it will assess the adequacy of the internal controls and procedures to counter money laundering.
The policy reflects the Board of Directors commitment to comply with the Money laundering Prevention Act 2002, Bangladesh Bank Instructions and other related local and international regulations. It spells out senior management's responsibility in Anti Money Laundering Compliance and develops awareness at all levels of the Bank regarding the importance of the Bank's Anti Money Laundering Strategy.
The policy includes the development of
It includes a description of the roles of the Anti Money Laundering Compliance Officers. It also emphasizes the responsibility of every employee to protect the Bank from exploitation by money launderers and describing the consequence of non-compliance with the applicable laws and the Bank's policy, including the criminal, civil and disciplinary penalties and reputation harm that could ensue from any association with money laundering activity.
The Board of Directors has approved a KYC policy for the Bank. The guiding principle of KYC is - Do business with reputable customers who are involved in legitimate business activities and whose income and wealth are derived from legitimate business.
The KYC policy includes the following
For monitoring the customer transaction and reporting to the concerned department designated officials are assigned as follows:
The Monitoring Systems
Reporting System
Periodical Return
In addition to the immediate report of suspicious transactions, the following returns are to be submitted to Bangladesh Bank:
BRAC Bank Unveils Report on Impact of Credit on SME Borrowers of BRAC Bank
BRAC Bank is a distinctive bank that works for promoting small and medium enterprises (SMEs), especially small enterprises, who are the missing middle in the credit market and one of the key drivers for the growth of our economy.
Being pioneer in SME credit, BRAC Bank undertook a longitudinal study to assess the impact of its credit program on the sustainability (dimensions: financial, economic, social & environmental) of SME borrowers of the country. To determine and validate the different dimensions of impact, a common set of indicators were identified and used throughout the study. The panel study was conducted in three independent rounds over randomly chosen borrowers. First round was conducted in 2011, second round in 2012 and the third one in 2013. Standard statistical tools for impact evaluation to deal with both panel and cross-sectional data were applied in the study to compare the conditions of first time (control) borrowers with the repeat (treated) borrowers. Besides, the first round was coauthored, and the subsequent two rounds of the panel study were reviewed and validated by Centre for Corporate Governance and Finance Studies, a think tank of University of Dhaka.
Based on the analysis, a number of significant positive impacts were we found on the panel borrowers as a result of financing from BRAC Bank. Panel borrowers were found to be better off in terms of their growth in business size, sales and its growth, profitability and reduced debt burden. There had also been positive economic and environmental impacts for the panel borrowers. Borrowers’ social engagement also improved due to repeated financing from BRAC Bank.
To go through the final report, please follow the link.
Thu, Jan 23, 2025 10:19 AM
Currency | Buying | Selling |
---|---|---|
USD | 122.0000 | 122.0000 |
EUR | 125.9610 | 127.0142 |
GBP | 148.9873 | 150.3040 |