Loan Products
Deposit Products
Cards
Premium Banking
Probashi Banking
Employee Banking
Agami Student Banking
Loan Products
Make Your Dream Life
A REALITY
Loan EMI
৳ 24,959
Total Interest Payable
৳ 34,90,279
Total of Payments
(Principal + Interest)
৳ 59,90,279
BRAC Bank
Home Loan
Product Type & Purpose
Home Loan
Maximum Loan amount: BDT 2 crore
Financing against purchase of your under-construction / semi-completed / completed /
secondhand Apartment of house
Home Credit
Financing against renovation / extension / construction of your own home.
Takeover
Financing against transfer of the current balance of your existing housing loan to
BRACBank.
Interest Rate and Fees
- Interest Rate: The interest rate is variable. It will be applied in accordance with the Bangladesh Bank's interest rate guideline and the prevailing BRAC Bank interest rate.
- Processing Fee:
- Up to BDT 50 Lac: 0.50% of the loan amount or BDT 15,000.00, whichever is lower.
- More than BDT 50 Lac: 0.30% of the loan amount or BDT 20,000.00, whichever is lower.
- Other fees and charges – Applicable in accordance with the retail loan Schedule of Charges. Schedule of Charges
Documents
- Latest 1 year personal bank statement
- Latest Tax clearance certificate /return receipt of tax*
- Photocopy of National ID Card
- Letter/ Allotment Agreement/ Byna Deed for Home Loan
- Registered ownership deed for Home Credit / Take Over Loan
- Price quotation for Home Credit Loan
- Letter of introduction (LOl)
- Latest 01 year salary account statement
- Owner / Director of Proprietorship / Partnership / Private Limited Company
- Total business experience is minimum 3 years
- Minimum income is BDT 30000
- Latest 1 year personal bank statement
- Latest Tax clearance certificate /return receipt of tax*
- Photocopy of National ID Card
- Letter/ Allotment Agreement/ Byna Deed for Home Loan
- Registered ownership deed for Home Credit / Take Over Loan
- Price quotation for Home Credit Loan
- Trade License for last 3 years (Only for Businessmen)
- Latest 01 year bank statement of the company (Only for Businessmen)
- Registered partnership deed for Partnership Company (Only for Businessmen)
- IMOA+ Certificate of incorporation+ Latest Schedule X for Private Limited Company (Only for Businessmen)
- Certificate of membership of respective professional association (Only for Self-Employed)
- Declaration on self-pad along with seal (Only for Self-Employed)
- Certificate of a professional degree (Only for Self-Employed)
- Registered ownership deed (Only for Landlords)
- Rental deed (Only for Landlords)
- Copy of any utility bill (Electricity/ Water/Gas) (Only for Landlords)
Afore mentioned criteria subject to BRAC Bank Product Policy Guideline
Please Call our 24 Hours Call center 16221
Submit your information FOR PERSONAL LOAN
Be it your dream gadgets, wedding, medical attention or whatever the requirement might be, BRAC Bank Personal Loan available at your side as always. An unsecured loan up to BDT 20 Lac exclusively designed lust to cater your personal needs.
Interest Rate and Fees
- Interest Rate:The interest rate is variable. It will be applied in accordance with the Bangladesh Bank's interest rate guideline and the prevailing BRAC Bank interest rate.
- Processing Fee: Up to 0.50% of the loan amount.
- Other fees and charges – Applicable in accordance with the retail loan Schedule of Charges. Schedule of Charges
- A Personal Loan facility for any consumer needs;
- Loan amount BDT 1 Lac to BDT 20 Lac;
- Secured with Insurance Shield, Insurance premium can be paid through Bank
- No collateral or cash securities
- Flexible repayment Equal Monthly Instalments (EMIs) over a period of 12 months to 60 months*;
- Additional time to pay the First EMI;
- Personal loans of up to BDT 5 lac do not require a guarantor.
Customer Segment & Eligibility
Age
- Minimum age 25 years
- Maximum age 65 years
- Salaried: Confirmed Employee having minimum total work experience of 1 year
- Businessman: Minimum 3 years of Business experience in same business
- BDT 25000 (per Month) *
- Photocopy of NID of loan applicant and guarantor
- One passport size photograph of loan applicant and guarantor
- Letter of Introduction
- Visiting Card / Office ID copy of both loan applicant and guarantor (if applicable)
- Last 6 months' Bank Statement
- Latest Tax Clearance Certificate/Latest Tax Return Receipt for loan amount above BDT 5 Lac
- Photocopy of NID of loan applicant and guarantor
- One passport size photograph of loan applicant and guarantor
- Photocopy of Membership Card/Professional Certificate
- Visiting Card of both loan applicant and guarantor (if applicable)
- Last 12 months' Bank Statement
- Latest Tax Clearance Certificate/Latest Tax Return Receipt for loan amount above BDT 5 Lac
- Up to date Trade License of last 5 years (if applicable)
- Registered Partnership Deed for partnership concern (if applicable)
- MOA & Certificate of Incorporation for limited company (if applicable)
Please Call our 24 Hours Call center 16221
‘দিশারী’ Personal loan
Teaching is an eminent profession. Teachers have an essential role in the development of good citizens. As a token of appreciation, BRAC Bank is offering a 'Dishari' Personal loan to help Bangladeshi teachers with their financial needs—this first-of-its-kind loan product is solely available to teachers.
- It is an unsecured personal loan for teachers working in government, non-government, and MPO-listed schools and colleges; also applicable for teachers from BRAC Bank-listed universities and teachers from English Medium Schools.
- The maximum loan amount is BDT 20 lacs, repayable in up to 5 years.
- Verified cash salary and tuition income will be considered along with salary income.
- Secured with Insurance Shield, Insurance premium can be paid through Bank
- Age minimum 18 years and maximum 65 years*
- The minimum monthly income requirement is only BDT 17000*.
- Minimum total work experience of 6 Months.
- Interest Rate:The interest rate is variable. It will be applied in accordance with the Bangladesh Bank's interest rate guideline and the prevailing BRAC Bank interest rate.
- Processing Fee : Up to 0.50% of the loan amount
- Other fees: Applicable following the retail loan Schedule of Charges Schedule of Charges.
- Photocopy of NID of loan applicant and guarantor
- One passport-size photograph of the loan applicant and guarantor
- Latest Tax Clearance Certificate/Latest Tax Return Receipt
- Proof of Employment, i.e., Letter of Introduction with Employment or Appointment Letter
- Pay slip/salary statement and, or cash voucher for the last 6 months
- Visiting Card / Office ID copy of both loan applicant and guarantor (if applicable)
- Utility bill copy as required
- A declaration mentioning the approval for private tuition, if applicable
*The criteria mentioned above are subject to the BRAC Bank Product Policy Guideline
Please call our 24-hour call center at 16221 or e-mail us at [email protected]
Submit your information FOR আগামী’ Personal Loan
BRAC BANK ‘আগামী’ Personal Loan is designed to pursue higher education dreams.
- Loan amount is up to 130% of the total tuition fee;
e.g. If the tuition fee is BDT 800,000, an amount of up to BDT 1,040,000 (130% of BDT 800,000) loan can be provided. - Maximum loan amount is BDT 20 lakhs;
- Repayable in 5 years;
- Secured with Insurance Shield
- Loan will be disbursed in phases;
e.g. If someone is asking to divide the loan into 8 equal phases, the loan disbursement amount of each phase will be BDT 100,000 (BDT 800,000/8). - Insurance premium of full loan amount can be paid through Bank at first phase disbursement
- You can apply for a loan during admission or at the beginning of any semester;
- Convenient repayment schedule: Affordable instalments and interest-saving at the beginning of loan tenure.
- Parents and legal guardians of any legal professions can apply for their children’s university education;
- Minimum monthly income requirement is BDT 20,000 only.
- Interest Rate ::The interest rate is variable. It will be applied in accordance with the Bangladesh Bank's interest rate guideline and the prevailing BRAC Bank interest rate.
- Processing Fee : Up to 0.50% of the loan amount.
- Other fees and charges – Applicable in accordance with the retail loan Schedule of Charges. Schedule of Charges.
- Photocopy of NID;
- E-TIN certificate;
- Two passport size photographs;
- Proof of employment and income;
- Bank statement (Last 6 months)
- Proof of other bank credit facilities such as loans and credit cards.
*Conditions Apply
To know more visit FAQ for আগামী Personal Loan
For further queries, please call our 24-hour call center 16221 or email us at [email protected]
BRAC Bank has launched the first ever end-to-end digital lending app ‘সুবিধা’ in Bangladesh. Customers can apply for loans using the Shubidha app from any convenient location, eliminating the need to travel to a branch or meet with bank staff. Customers using the app can benefit from two types of Personal Loan:
- Purpose- to meet emergency cash need;
- Loan Limit- BDT 10,000 to BDT 3 Lakhs;
- Tenure- 3, 6, 9, 12, 18, 24, 36 months;
- Disbursement Mode- Loan is disbursed in customer’s BRAC Bank account in up to two (02) phases;
- Eligibility: Salary accountholders of BRAC Bank.
- Purpose - to purchase desired products and services from BRAC Bank’s enlisted partner outlets;
- Loan Limit (Preapproved)- BDT 20,000 to BDT 3 Lakhs;
- Tenure - 6, 9, 12, 15, 18 months;
- Financing limit- Up to 90% of the product value will be financed by BRAC Bank and that will be not more than the preapproved limit;
- Disbursement Mode– The product purchase price will be directly paid to the merchant account excluding the down payment made by the customer. Customers can buy multiple products with an approved loan limit from the same/different outlets;
- Eligibility: Only selected accountholders of BRAC Bank who fulfill the minimum criteria of Digital Loan. Eligible customers will get an offer SMS from BRAC Bank.
- Interest Rate: The interest rate is variable. It will be applied in accordance with the Bangladesh Bank's interest rate guideline and the prevailing BRAC Bank interest rate.
- Supervision Charge:No Supervision Charge.
- Other fees and charges – Applicable in accordance with the retail loan Schedule of Charges. Schedule of Charges.
- No need to visit bank branch or contact any bank representative;
- No need of supporting documents, guarantor and cheque for loan processing;
- Two (02) months’ loan approval validity.
Transcom
Digital
SE(F)5 Bir Uttam Mir Shawkat Ali Sarak,
Gulshan 1, Dhaka-1212
Hatil
Furniture
1314 Monipur, Rokeya Sarani, Kazipara,
Mirpur, Dhaka-1216
Gadget
& Gear
ANZ Huq Eleven Square, Plot# 01, Block#
H, Ground Floor, Road# 11, Banani, Dhaka-1213
Butterfly
Amanullah Trade Center, Plot# 06 (old) New-26, Gulshan-02, Dhaka-1212.
Share Trip
Limited
Rangs Pearl Tower, 4th Floor, House# 76,
Road# 12, Dhaka-1212
Go Zayaan
Limited
Level-5, House- 1/A, Road- 16/A, Gulshan-
1, Dhaka
*Conditions Apply
For further queries, please call our 24-hour call center at 16221 or email us at [email protected]
Whether you want to purchase a brand new car or a reconditioned one, BRAC Bank Auto Loan is built for maximum speed and efficiency. Get your dream car on the road in no time.
- Interest Rate:The interest rate is variable. It will be applied in accordance with the Bangladesh Bank's interest rate guideline and the prevailing BRAC Bank interest rate.
- Processing Fee:
- Up to BDT 50 Lac: 0.50% of the loan amount or BDT 15,000.00, whichever is lower.
- More than BDT 50 Lac: 0.30% of the loan amount or BDT 20,000.00, whichever is lower.
- Other fees and charges – Applicable in accordance with the retail loan Schedule of Charges. Schedule of Charges.
- Available for Salaried individuals, Business Persons, Self Employed & Landlord.
- Minimum Age: 25 Years & Maximum age: 65 years at the time of loan maturity
- Minimum Monthly Income: BDT 25,000 (for salaried); BDT 35,000 (for others)
- Length of service: Confirmed employment with total 1 year work experience
- Age of Business: Min 3 years
*Conditions Apply
- Up to 60% of quoted value for the regular car
- Up to 70% of quoted value for the hybrid or electric vehicles
- Up to 50% of quoted value for the Registered (Pre-owned) Car
- Maximum loan ceiling up to BDT 60 Lac*
- Tenure: 12 to 72 Months
- For brand new, reconditioned & Registered (Pre-owned) cars
- Latest one year's personal bank statement
- Photocopy of national ID
- One copy passport size photograph of the applicant
- One copy passport size photograph of guarantor
- Price quotation of the vehicle
- Business card / visiting card of the application
- Latest Tax clearance certificate /return receipt of tax*
- Letter of introduction stating salary, issued by the employee
- Copy of trade License
- Company's bank statement for last one year
- Memorandum of Articles for Limited Liability Company
- Professional Certificate issued by authorized institution
- Valid documents of the property
- Rent receipt/deed
Please call our 24 hours call center 16221
Get Ready To
Travel The World
There is nothing better than escaping the hustle and bustle of everyday life to enjoy a getaway with your loved ones. If you have a date in mind for a trip, but still haven’t saved up enough, its time to make those dreams become a reality with a BRAC Bank Holiday Loan. Sink your feet into the sandy shores of Thailand or Jet off to visit friends and family abroad and make some lasting memories. Whatever the reason, it’s always a good time to travel.
We have arranged special discounts with leading tour operators of the country only for you. You can enjoy up to 50% discount on service fee & up to 15% discount on tour packages while availing our Holiday Loan.
| Tour Operators | Offer | Contact |
|---|---|---|
| Biman Holidays | Up to 50% discount on service Fee & up to 15% off on package price | 01841 550 505 |
| Asian Holidays | BDT 1500 off on service fee & package price | 01612 777 101 |
| Akashbari Holidays | Up to 50% discount on service Fee & up to 10% off on package price | 01622 999 777 |
| Cosmos Holiday | Up to BDT 5000 off on package price | 01778 889 203 |
| Honeymoon Tours & Travels | Up to 50% discount on service Fee & up to 15% off on package price | 01841 422 226 |
- Starts from 10.50%*
- Loan amount BDT 01 Lac to BDT 10 Lac
- No collateral or cash securities
- Flexible repayment Equal Monthly Installments (EMIs) over a period of 12 months to 36 months*
- Minimum Age: 25 Years & Maximum age: 65 years
- Minimum Monthly Income: BDT 25,000
- Photocopy of NID of loan applicant and guarantor
- One passport size photograph of loan applicant and guarantor
- Letter of Introduction
- Visiting Card / Office ID copy of both loan applicant and guarantor (if applicable)
- Last 6 months' Bank Statement
- Latest Tax Clearance Certificate/Latest Tax Return Receipt for loan amount above BDT 5 Lac
- Photocopy of NID of loan applicant and guarantor
- One passport size photograph of loan applicant and guarantor
- Photocopy of Membership Card/Professional Certificate
- Visiting Card of both loan applicant and guarantor (if applicable)
- Last 12 months' Bank Statement
- Latest Tax Clearance Certificate/Latest Tax Return Receipt for loan amount above BDT 5 Lac
- Up to date Trade License of last 5 years (if applicable)
- Registered Partnership Deed for partnership concern (if applicable)
- MOA & Certificate of Incorporation for limited company (if applicable)
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Deposit Products
Make Small Savings Today To Have A
Bigger happiness tomorrow
BRAC Bank offers you a wide range of financial solutions to meet your everyday need. Be it your current account, savings account, monthly deposit scheme or fixed deposit, we will take care of your savings and let it grow.
Make Small Savings Today To Have A
Bigger happiness tomorrow
BRAC Bank Triple Benefits Savings
Account
Triple Benefits Savings account offers you to grow your deposit at a higher savings
rate with an opportunity to enjoy wide range of Alternate Channel services and
convenience of Branch Banking.
-
Features
- Earn higher interest rate on monthly basis than most of the savings account.
- Convenience of banking from branches and avail fast track services of Internet Banking, Call Center, SMS Banking and e-Statement.
-
Benefits
- No debit card fee for customers maintaining the required balance.
- No charge applicable for over the counter transaction
- Cheque book available (Upon Request)
- Excellent Alternative Channel services
- Monthly Interest accrued and credited to account on every month
Let the Story of Future
Begin with Savings
BRAC Bank Future Star Account
"Future Star Account" is an attractive savings scheme to build a better future for
your children. This scheme includes many exciting features for motivating your kids
to start saving. All the youngsters, below eighteen years old, are eligible to open
this account which can be operated by the legal guardians on their behalf.
-
Features
- This Account is for Bangladeshi nationals who are below 18 years' old
-
Account Facilities:
- Zero maintenance fee
- Offering attractive interest rate
- Get all banking facilities in 187 Branches of BRAC Bank and cash out facilities from 329 ATMs all over the country
- Transaction alert facilities on parent's phone
- Mobile Banking App "Astha" to view account activities without stepping feet in branches
- Moreover SMS Banking, e-Statement, 24 Hour Call Center, ATM and CDM facility available
-
Special Features:
- Insurance benefit added (for monthly average balance of BDT 20,000 and above).
- Group life coverage of the paying parent of the Future Star Account holders is: BDT 10,000
- Death of the paying parent of the Future Star Account holders due to Accident: BDT 6,000 per month for 60 months for the tuition protection of the child
- Permanent total disability of the paying parent of the Future Star Account holders due to Accident: BDT 6,000 per month for 60 months for the tuition protection of the child
- Accidental Medical Reimbursement Up to BDT 18,000 per incident for the child
- As per Bangladesh Bank guideline, if customer reaches 18 years he/she cannot have this minor account facility anymore. So when account holder exceeds this age limit we restrict withdrawal facility of this account. After 18 years, account holder can visit nearest branch with NID to convert it to Regular Savings Account.
Call our 24 hour Call Center 16221 (for local callers) +88-02-55668055-6 (for overseas and local callers) or contact at any of our branches.
Please also refer to our website for regular updates on rates and charges.
*Conditions Apply*VAT applicable
Financial Safety Ensures
Golden Moments
BRAC Bank Golden Benefits Savings
Account
-
Features
- This account is targeted to senior citizens of Bangladesh (Age 50 years and above)
- Interest is accrued on monthly average balance and credited to your account monthly
- Cheque book available (Upon Request)
- Debit Card available
- Astha Banking App to execute all banking request without stepping feet in branches
- Moreover SMS Banking, e-Statement, SMS-Statement, 24 Hour Call Center, ATM and CDM facility available
-
Special Features:
- Free Insurance Facility for maintaining monthly average balance of only Tk. 30,000
-
Golden Benefits Savings Account will have the following
coverage:
- Death due to Sickness- Group Life (GL) benefit of Tk. 10,000 payable to the beneficiary nominated by the account holder in the event of death due to sickness or natural causes.
- Death due to Accident- Benefit of Tk. 600,000 will be payable to the beneficiary. Here Accident means a sudden, involuntary, unforeseen and fortuitous event, which results directly or through an unbroken chain of events in loss covered under the Policy or any other forms attached with the policy.
- Accidental Medical Reimbursement (AMR)- Benefit up to Tk. 18,000 of Accidental Medical Expense Reimbursement per Accident whether Inpatient or Outpatient. If, as a result of a covered Injury, and commencing within thirty (30) days after the date of the Injury, an Insured Person shall require treatment by a Physician, use of Hospital facilities, or the employment of a licensed or graduate nurse while at the Hospital, MetLife will pay the Reasonable, Customary and Necessary medical expenses incurred within fifty two (52) weeks from the date of the accident for such Physician treatment, Hospital charges and nurses fees, but not to exceed of Tk. 18,000.
Call our 24 hour Call Center 16221 (for local callers) +88-02-55668055-6 (for
overseas and local callers) or contact at any of our branches.
Please also refer to our website for regular updates on rates and charges.
*VAT applicable
Enjoy the Present while
Saving for the Future
BRAC Bank Happy Savers Account
BRAC Bank Happy Savers Account comes with easy savings schemes for you to plan your
future endeavors comfortably
-
Features
- Interest is accrued on monthly average balance and credited to your account monthly
- No cheque book
- Debit Card available
- BRAC Bank Mobile Banking App “Astha” to avail most of the banking services without stepping feet in branches
- Moreover SMS Banking, e-Statement, SMS-Statement, 24 Hour Call Center, ATM and CDM facility available
Call our 24 hour Call Center 16221 (for local callers) +88-02-55668055-6 (for
overseas and local callers) or contact at any of our branches.
Please also refer to our website for regular updates on rates and charges.
*VAT applicable
Financial Safety Ensures
Golden Moments
BRAC Bank TARA Golden Benefits Savings
Account
BRAC Bank has introduced TARA Golden Benefits Savings Account. Start saving and
enjoy the golden moments ahead!
-
Features:
- This account is targeted to female senior citizens of Bangladesh (Age 50 years and above)
- Interest is accrued on monthly average balance and credited to your account monthly
- Cheque book available (Upon Request)
- Debit Card available
- "Astha" Banking App to execute all banking request without stepping feet in branches
- Moreover SMS Banking, e-Statement, SMS-Statement, 24 Hour Call Center, ATM and CDM facility available
-
Special Features:
- Death due to Sickness- Group Life (GL) benefit of Tk. 10,000 payable to the beneficiary nominated by the account holder in the event of death due to sickness or natural causes.
- Death due to Accident- Benefit of Tk. 600,000 will be payable to the beneficiary. Here Accident means a sudden, involuntary, unforeseen and fortuitous event, which results directly or through an unbroken chain of events in loss covered under the Policy or any other forms attached with the policy.
- Accidental Medical Reimbursement (AMR)- Benefit up to Tk. 18,000 of Accidental Medical Expense Reimbursement per Accident whether Inpatient or Outpatient. If, as a result of a covered Injury, and commencing within thirty (30) days after the date of the Injury, an Insured Person shall require treatment by a Physician, use of Hospital facilities, or the employment of a licensed or graduate nurse while at the Hospital, MetLife will pay the Reasonable, Customary and Necessary medical expenses incurred within fifty two (52) weeks from the date of the accident for such Physician treatment, Hospital charges and nurses fees, but not to exceed of Tk. 18,000.
-
TARA Golden Benefits Savings Account will have the
following coverage:
- On Tuesdays double reward points with Debit Card.
- Vouchers from lifestyle merchants with the Account opening.
- Highest interest bearing Account of BRAC Bank
- Insurance:
- Free Insurance Facility for maintaining monthly average balance of only Tk. 30,000
- Medical Discount Card from Metlife Alico where the customer will get upto 20% discount in Hospitals based in Singapore, India and Thailand. And in the country upto 40% discount in selected Hospitals.
Call our 24 hour Call Center 16221 (for local callers) +88-02-55668055-6 (for
overseas and local callers) or contact at any of our branches.
Please also refer to our website for regular updates on rates and charges.
*VAT applicable
Enjoy the Present while
Saving for the Future
BRAC Bank TARA Happy Savers Account
BRAC Bank introduces TARA Happy Savers Account as we care for your plans of a
secured future.
-
Features:
- Will only be opened for female nationals
- Interest is accrued on monthly average balance and credited to your account monthly
- No cheque book
- Debit Card available
- Astha" Banking App to execute all banking request without stepping feet in branches
- Moreover SMS Banking, e-Statement, 24 Hour Call Center, ATM and CDM facility available
-
Special Features:
- Earn interest from only TK. 25,000
- Higher interest rate
- Double reward points on Tuesday using your TARA Debit Card
- Special lifestyle discount offers
- Debit Card is free for first year
Call our 24 hour Call Center 16221 (for local callers) +88-02-55668055-6 (for
overseas and local callers) or contact at any of our branches.
Please also refer to our website for regular updates on rates and charges.
*VAT applicable
Enjoy the Present while
Saving for the Future
BRAC Bank TARA Homemakers Savings Account
TARA Homemakers Savings Account is particularly designed for homemakers (not in formal employment) and have limited monthly savings. Homemakers can open this account independently without providing any income-supporting documents. There is no need to rely on others to prove financial eligibility.
| TARA Homemaker | DESCRIPTION |
|---|---|
|
Guest segment |
Woman Banking Customers Nationality: Bangladeshi Only for Homemakers |
|
Mode of Operation |
Singly |
|
Age |
18 years and above |
|
Account Restrictions |
Not for Foreign Nationals (i.e. Country of Origin is not Bangladesh) Monthly income cannot exceed BDT 2,00,000. Initial deposit into the account cannot exceed BDT 5,00,000. Total deposit into the account cannot exceed BDT 12,00,000 in any consecutive 6 months. |
|
Currency |
Bangladeshi Taka |
|
Interest feature |
Earn Interest on any amount greater than zero (up to BDT 5,00,000 balance). Higher interest rate. |
|
Relationship Fee |
|
|
Half Yearly Account Maintenance Fee |
|
|
Debit Card |
|
|
Cheque book |
|
|
Fast Track Services |
|
|
Cask back for grocery purchase |
Every month TARA customers will be given a maximum cash back amount of maximum BDT 500 (2% of total transaction) into their account per month for grocery shopping with TARA Debit Card. |
|
Action for Crossing Deposit Limit |
When the total deposit exceeds BDT 12,00,000 in 6 months, the account will be converted into a TARA Triple Benefit Savings Account, and the customer must provide supporting documents to the branch. |
Call our 24 hour Call Center 16221 (for local callers) +88-02-55668055-6 (for
overseas and local callers) or contact at any of our branches.
Please also refer to our website for regular updates on rates and charges.
*VAT applicable
Access Foreign Currency
From Anywhere Around The World
BRAC Bank Resident Foreign Currency Deposit (RFCD)
Account
RFCD account allows our local nationals to manage and access foreign currency from
anywhere around the world and travel worry-free.
-
Features
- You can open an account with USD, GBP, or EUR.
- Get interest per month on a day-end balance of at least $1,000 USD or $500 GBP.
- Quick and easy banking through branches, with access to the Internet Banking, Call Centre, SMS-Banking and e-Statement.
-
Benefits
- Deposited currency does not count against your travel quota.
- There is no account maintenance fee.
- Access our Call Centre from anywhere in the world.
- Make use of the USD International Visa Debit Card feature.
- Remit money from your RFCD account overseas.
BRAC Bank Foreign Currency (FCY) Account for
NRB
Foreign Currency (FCY) Account is a non-interest bearing account in foreign currency
(USD, GBP, Euro) account. This product is designed as per the guidelines of
Bangladesh Bank to facilitate the Non-Resident Bangladeshis (NRBs).
-
Features
- Only Non-Residential Bangladeshis (NRBs), aged 18years & above can open the account.
- Any amount can be deposited to open the account.
- International Debit Card (USD only) available.
- Individuals can perform transactions as per rules & regulations imposed by Bangladesh Bank.
MUKTI Current Account
BRAC Bank brings a special no interest, no fee account for high net worth individual
customers willing to avoid interest.
-
Features
- Any individual age 18 years or above are eligible.
- Account can be opened singly or jointly.
- Cheque book available upon request.
-
Benefits
- It is a non-interest bearing BDT account.
- Half yearly Account maintenance fee is free, if half yearly average balance is 1 lac or above.
- Debit Card is free if yearly average balance is 1 lac or above.
Mukti account has a range of benefits which are provided below:
TARA MUKTI ACCOUNT
For Female customers BRAC Bank brings a special no interest no fee account. TARA
Mukti account has a range of benefits which are provided below:
- Only for Female customers
- Non-interest bearing BDT account
- Maintenance free if half yearly balance is 1lac or above
- Debit Card is free for 1st year
BRAC Bank Accounts for Freelancers
BRAC Bank offers different facilities to cater the needs of our freelancing
community. Freelancers can choose the accounts as per their convenience, like Freelancer Matrix Account (bundle
offer combining a Retail ERQ Account and a Local Currency Deposit Account), Freelancer Matrix Savings Account
(BDT), Freelancer Matrix Current
Account (BDT). For details information, please visit our dedicated site
for Freelancers’ accounts: https://www.bracbank.com/link/matrix_account.html
Foreign Currency Account for Mariners
This is a non-interest bearing Current FCY Account in USD prepared exclusively for
Mariners of Bangladesh working in foreign shipping companies. Now, they can manage
their finances from anywhere in the world.
-
Features
- No minimum opening balance required.
- No half yearly Account maintenance fee.
- Free International Debit Card (USD) facility.
- Easy access to Astha app, 24 hour Call Center, e-Statement, ATM etc.
Call our 24- hour Call Center 16221 (for local callers), 08 0000 16221 (local toll
free) or +88-02-55668055-6 (for overseas and local callers) or contact at any of our
branches.
Please also refer to our website for regular updates on rates and charges.
*VAT applicable
Your Small Savings Can
Build A Shining Future
BRAC Bank Deposit Premium Scheme (DPS)
BRAC Bank introduces the Deposit Premium Scheme (DPS) - a truly special savings plan that allows you to save on a monthly basis and get a handsome amount at maturity - BRAC Bank DPS account gives you the convenience of saving regularly in line with your monthly income stream. So, if you want to create a big savings to fulfill your cherished dream. DPS is the right solution.
OPEN YOUR DPS FROM BDT 500 ONLY!!
We have a range of options for both installment size and maturity. The monthly installment can be as low as BDT 500 or any multiples of it i.e. BDT 1,000, BDT 2,500, BDT 5,000 and so on. You are also free to choose the maturity of your DPS. You may select a period of 1 year to 10 years, depending on your convenience.
AUTO-TRANSFER FACILITY
Managing your DPS had never been so easy. Unlike other banks, BRAC Bank gives you the luxury of choosing any day of the month as your installment date. You don't have to stand in long queues to deposit your installment every month. You can always deposit more than one installment in your savings account and we will automatically transfer the installment to your DPS account on due dates. With our state of art Internet Banking app “Astha” you can always check your DPS information and status.
See Your Money
Grow
BRAC Bank Fixed Deposit General
Fixed Deposit General is a non-transactional account that gives interest and principal at maturity. Minimum amount required to open the General FD account through physical channel (Branch/Sales RM) is BDT 1,00,000 upto any amount and through digital platform (Astha App) is BDT 10,000. FD General Interest Rate and tenure will be applicable as per Published Bank Treasury Rate. Interest is paid on maturity, calculated on 360 days, as per the Interest Rate Matrix. This account is available on a roll over basis until the customer confirms its closure. As per prevailing Bangladesh Bank guideline Government Tax/Excise Duty shall apply to the interest amount.
See Your Money
Instant benefit, instant happiness
BRAC Bank Interest first fixed deposit
Interest first fixed deposit (IFFD) is a non-transactional fixed deposit account. It provides interest payment in advance (after adjusting tax on the interest amount) to your existing current or savings account the same day of opening the fixed deposit. The minimum amount required to open this fixed deposit is BDT 1 lac up to any amount. This fixed deposit has auto renewal feature which is optional for you. If you choose auto renewal feature, the FD will continue on a roll over basis until the closure is confirmed. IFFD tenure and Interest Rate will be applicable as per published Bank Treasury Rate.
Small Savings
FOR A BEAUTIFUL Future
BRAC Bank Flexi Deposit Premium Scheme (Flexi DPS)
Flexi DPS offers attractive rate on flexible tenures to grow your small savings for a beautiful future.
-
Features
- Minimum amount for Flexi DPS starts from BDT 500 to its multiples
- We will automatically transfer your monthly savings installment from your link account
- Earn attractive interest amount on your choice of tenure starting from 1 year till 10 years
-
Benefits
- Grow your fund at competitive interest rate on your monthly savings
- Interest accrued on monthly basis
- Convenience of opening the DPS from all branches across the country
- With our state of art Internet banking app “Astha” you can always check your DPS information and status.
Small Savings
FOR A BEAUTIFUL Future
BRAC Bank Freedom Fixed Deposit (FFD)
Freedom Fixed Deposit is a non-transactional account that gives interest quarterly to the link account automatically. Minimum amount required to open the FFD account through physical channel (Branch/Sales RM) is BDT 100,000 upto any amount. FFD tenure and Interest Rate will be applicable as per published Bank Treasury Rate. This account is available on a roll over basis until the customer confirms its closure. Interest is paid on a quarterly basis after adjusting Government tax as per prevailing Bangladesh bank Guideline on the interest amount, as per the Interest Rate Matrix.
Your Assured
MONTHLY INCOME
BRAC Bank Abiram Fixed Deposit
Abiram Fixed Deposit is a non-transactional account that deposits interest monthly to your existing current or savings account. Minimum amount required to open an Abiram FD account through physical channel (Branch/Sales RM) is BDT 1,00,000 upto any amount. Abiram FD tenure and Interest Rate will be applicable as per published Bank Treasury Rate. This account is available on a roll over basis until the customer confirms its closure. Interest is paid on a monthly basis after adjusting Government tax as per prevailing Bangladesh bank Guideline on the interest amount, as per the Interest Rate Matrix.
Could Never Be More Flexible
Your Life
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BRAC Bank Non-Resident Foreign Currency (NFCD) Account
Non-Resident Foreign Currency Deposit (NFCD) Account is an interest bearing foreign currency account. Bangladeshi nationals staying in another country and earning foreign currencies or after their return to Bangladesh within last six months can open NFCD Account. Minimum amount required to open is USD 1000 or GBP 500 or equivalent currency in Euro.
- Key Features
- A term deposit account in the form of foreign currency
- Open in the form of USD, GBP & EURO
- Flexible tenor of 1M, 3M, 6M & 12M
- Interest on deposit of NFCD account is exempted from the tax payable under the Income Tax Act.
Please call our 24 hours call center 16221 or e-mail us at [email protected]
Mon, Oct 6, 2025 11:28 AM
| Currency | Buying | Selling |
|---|---|---|
| USD | 121.5000 | 122.5000 |
| EUR | 141.5743 | 144.1829 |
| GBP | 162.4318 | 165.4285 |