BRAC Bank Earnings Disclosure Full Year 2017

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FAQ » Savings Accounts
Savings Classic
What is the opening balance of Savings Classic Account?
BDT 5,000
Opening amount requirement for branches in Dhaka BDT 50,000
What is the interest rate?
Please see the Schedule of Charges for details.
What is the Debit Card fee for Savings Classic Account?
Annual Debit Card Fees of BDT 600 + VAT will be charged upfront at the time of account opening and on anniversary of every following year.
What is the cheque book fee?
The account comes with a 12 page first cheque book free. The customers can avail a second cheque book of 12 pages for free, if previous month’s average balance is BDT 15,000 and above. If the average balance is below BDT 15,000, Tk 100 + VAT will be charged. Special cheque book of 25/50/100 pages can be issued at a premium cost as per Schedule of Charges.
What is the statement cycle?
Customer who is not registered for our account e-statement service or internet banking service will receive half-yearly bank statement.
What is the interest forfeiture rule for Savings Classic?
Interest will be forfeited in the following cases:
If number of transactions exceeds 7 (seven) in a month
If total transaction amount in a day exceeds 10% of the total balance
Triple Benefits Savings Account
What is the opening balance of Triple Benefits Savings Account?
BDT 10,000
Opening amount requirement for branches in Dhaka BDT 50,000
What is the interest rate?
Please see the Schedule of Charges for details.
What is the Debit Card fee?
There is no Annual Debit Card Fee if yearly average balance is BDT 50,000 or above. Otherwise, BDT 600 + VAT will be charged.
What is the Cheque Book Fee?
The account comes with a 12 pages first cheque book for free. Customers can avail a second cheque book of 12 pages for free, if previous month’s average balance is BDT 50,000 and above. Special cheque book of 25/50/100 pages can be issued at a premium cost as per Schedule of Charges.
Future Star Account
What is Future Star Account?
Future Star Account is designed to encourage school going children to develop savings habit and also to create a future loyal customer base for the bank. This is a Savings Account for children below 18 years of age and this will enable parents to save for their children’s future. A minor jointly with the legal guardian can open this account and legal guardian will operate the account on behalf of the minor.
For example: If Mr. "X" wants to open a Future Star Account for his 6 years old daughter “Y”, then the account title will be "Y ( Minor)". The account does not have any cheque book facility. Customer can get a debit card to operate his/ her account round the clock. Future Star Account is an interest-bearing Savings account which offers interest rate up to 8% p.a. The minimum account opening balance requirement is BDT 100. Any balance greater than zero will be eligible for interest. There is no Annual Account Maintenance Fee. Annual Debit Card Fee is BDT 100 + VAT.
Product Summary of Future Star Account:
What is the Opening Balance?
Account Opening amount is BDT 100
What is the interest rate?
Please see the Schedule of Charges for details.
Is there any cheque book facility for this account?
No Cheque-Book facility.
Is there any Debit Card facility for this account?
Debit card is available in this account.
Is there any Account Maintenance Fee for this account?
No relationship or Account Maintenance Fee.
Is there any Limit of withdraw from this account?
Yes. The monthly Combined limit of withdrawal is BDT 2,000 through ATM and POS.
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